Discussion & Analysis Q4/2022 Operating Highlights in Q4/2022 Q4/21 Q4/22 Change +/(-) 2021 2022 Change +/(-) (THB million) %YoY %YoY Operating Revenue 188 264 40% 620 938 51% Gross Profit 112 166 48% 355 592

Summary Significant Event Operating Highlights in Q3/2023 Q3/22 Q3/23 Change +/(-) 9M/22 9M/23 Change +/(-) (THB million) %YoY %YoY Operating Revenue 246 338 37% 674 900 34% Gross Profit 159 223 40% 426 583

Summary Significant Event Operating Highlights in Q4/2023 Q4/22 Q4/23 Change +/(-) 2022 2023 Change +/(-) (THB million) %YoY %YoY Operating Revenue 264 317 20% 938 1,217 30% Gross Profit 166 206 24% 592 789

of June 30th, 2024, which can be summarized as follows: 1) Profit & Loss Analysis : Q2 2024 (3 Months) (Unit : Million Baht unless otherwise stated) Q2 2024 Q2 2023 Change Amount % Change Total

ended as of September 30th, 2024, which can be summarized as follows: 1) Profit & Loss Analysis : Q3 2024 (3 Months) (Unit : Million Baht unless otherwise stated) Q3 2024 Q3 2023 Change Amount % Change

Summary Significant Event & Business Overview Operating Highlights in Q3/2024 Q3/23 Q3/24 Change +/(-) 9M/23 9M/24 Change +/(-) (THB million) %YoY %YoY Operating Revenue 338 428 27% 900 1,144 27% Gross

change target. In classifying economic activities, ASEAN Taxonomy uses Traffic Light System similar to Thailand Taxonomy, which will classify economic activities into three tiers: (1) Green tier

data-driven supervision whereby responses to change will be faster and risks exposed to investors and the financial system will be managed in a more timely manner. In so doing, we change the mindset and

4 84.2 0 162.8 11 Aug 2nd Quarter pany”) No. rmance of th 2017, which d as follows subsidiarie profit of 12 ercent. This om higher ’s the 6-mo period last y se of net pr counts rece %Change 89.5% 86.4

year. 3. Gain on change in shareholders' equity of associate in the Third quarter of 2017, LH Financial Group Public Company Limited (“LHFG”) issued 7,544,342 new ordinary shares to CTBC Bank Co., Ltd