customers, leading to the opening of 5 branches. In 2023, the Company plans to expand 4 more branches, targeting locations in community malls and shopping centers in Bangkok and Metropolitan areas, and

ecosystem coupled with our leading 5G and smart solutions will help us grow together with our customers’ digital transformation. AIS aims to grow EDS business, the vertical solutions with our flagship 5G

government's relaxation of COVID-19 control measures. Businesses and educational bodies were able to resume regular operations, leading to a return to work and conventional teaching methods on physical sites

enhance more value to the customers resulted in a continuous growth in ARPU. The focus on quality also extended to subsidy optimization, leading to an improved sales margin of almost 5% for 1Q24. AIS

been paid to investors. The company continues to experience a negative cash cycle, indicating that it does not rely on financial institutions, leading to a consistent reduction in financial costs. The

supported by the allocation and disbursement of the government’s budget and continued expansion in the export sector. Additionally, industrial production resumed growth leading to further expansion. As a

integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial

principal considerations upon which a credit rating will be based prior to disseminating a credit rating that is the result or subject of the credit rating action and afford such rated entity, obligor, or

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED

/2018 4Q/2018 Average credit limit of customer (Baht) 28,302 33,335 57,787 43,169 2. Effective debt collection, the Company has expedited to collect the principal debt to enhance its collecting amount