some early impact as demonstrated by the rise in financial assets with significant increase in credit risk (Stage 2). The outbreak and its impacts are dependent on many on-going factors and are still

quarter, which has led to retail prices at service stations aligning at an appropriate level to the cost of finished oil products. While marketing margin in Q2/2018 was highly affected by the sharp rise in

earlier this year due to higher growth of net loan than that of deposits. Broadly speaking, loans increased as seen from the rise in business, working capital and retail loans, particularly auto hire

Competition In the third quarter of 2018, commercial banks recorded increased net profit over-year and over- quarter. Compared to the prior quarter, the rise could be attributed to gain on investments and

, commercial banks recorded increased net profit over-year and over-quarter. The rise could be attributed to decrease in impairment loss on loan and debt securities coupled with higher growth in overall loans

sign in sale purchase agreement with Thanasiri Group in April 2018. The condition precedent as specified in the agreement- such as the board of directors’ and/or shareholders’ meeting of the Company has

additional condition to maintain DSCR of not less than 1.1 times. 3) Shareholder’s Equity At the end of year 2 0 18, Shareholders’ equity attributable to owners of the parent was 10,624.66 million Baht

from the Company ordered goods in last quarter of 2018 and paid advance payment for purchases of goods followed by supplier’s condition. Deferred tax assets was increased by Baht 19.07 million due to

-term loan agreements, there is additional condition to maintain DSCR of not less than 1.1 times. 3) Shareholder’s Equity At the end of 30 September 2019, Shareholders’ equity attributable to owners of

company was required to maintain its D/E ratio of not higher than 2 .0 times. For the long-term loan agreements, there is additional condition to maintain DSCR of not less than 1.1 times. 3) Shareholder’s