reduction in lending rates for MLR, MOR, MRR, restructuring made to terms including installment reductions, loan term extension in line with the customer financial ability and other assistance as appropriate

due to the government’s measure to limit transportation, the delay of economic activities, and the temporary unemployment. These will impact the payment ability of debtors and property purchasers and

ability to reflect the financial performance based on actual business events, which may differ from the financial statements reviewed and/or audited by the auditors authorized by the Securities and Exchange

No. ECF2 044/2561 3 December 2018 Subject: Notification of the resolutions of the Board of Directors’ Meeting approving the investment in purchasing the ordinary shares of S-TREK (Thailand) Co., Ltd., capital increase, and the issuance and allocation of the newly issued ordinary shares to the specific person under the private placement basis, and the schedule for Extraordinary General Meeting No. 1/2019 (Additional) To President The Stock Exchange of Thailand Enclosure 1. Information Memorandum...

-Translation- No. ECF2 005/2019 17 January 2019 Subject: Cancellation of the resolutions of the Board of Directors’ Meeting No. 13/2018 in relation to the investment in the ordinary shares of S-TREK (Thailand) Co., Ltd., the investment in the ordinary shares of S-TREK (Thailand) Co., Ltd., capital increase, and the issuance and allocation of the newly issued ordinary shares to the specific person under the private placement basis, and the schedule for 2019 Annual General Meeting of Shareholders...

time, in case of a juristic person established less than three years; - an analysis on the financial status and the operating results of the income guarantor and its ability to perform in accordance with

) Other credits linked such as credit ratings or credit event related to ability to repay debt obligation; (7) Commodity such as agricultural products, gold, crude oil, etc.; (8) Other index that fully

which are enforceable on other derivatives clearing houses in tiered participation arrangements; (3) ability to demand or enforce collateral promptly; (4) sufficient sources of funds to handle risks

%, deriving to THB 186 million, driven by (1) increase in staff cost by THB 10.5 million for domestic operations and (2) rising fees by THB 9.6 million for the overseas business consultants. 4 Financial

Baht in the 3rd quarter of 2018. There were an increased in various aspects of consultants by 1.70 million Baht and the loss from asset write-off by 1.20 million Baht. The Company amortizes deferred tax