of 2017, or up to 39.97%. Total operating expenses were included employee benefit expenses, fee and service expenses, financial costs and other expenses.

the 6 months ended June 2020, East Water Group had total consolidated sales and services income of 2,157.63 million Baht, decreased by 203.12 million Baht or -8.60% and costs of sales and services

Q1/2020, East Water Group had total consolidated sales and services income of 1,157.02 million Baht, decreased by 7.81 million Baht or -0.67% and costs of sales and services totaled 614.99 million Baht

Baht) Year Increase (Decrease) 2019 2018 Amount % Total Revenues 562.58 575.16 (12.58) (2.19) Costs and Expenses 563.21 554.34 8.87 1.60 Profit (Loss) -Net 1.04 18.11 (17.07) (94.26) Income of Sale and

31.60 Gross profit 60.32 23.51 75.01 22.50 14.69 24.35 Other income 2.92 1.14 4.49 1.35 1.57 53.66 Profit before expenses, finance cost and taxes 64.18 25.01 80.53 24.16 16.35 25.47 Distribution costs

Services 2,060,114 2,473,795 -17% 1,640,996 1,631,566 1% Costs of Sales and Services (1,431,003) (2,029,194) -29% (1,057,056) (1,071,607) -1% Gross profit 629,111 444,601 42% 583,940 559,959 4% Interest

) 3Q2020 Management Discussion and Analysis Costs and Expenses 1) Cost of services in 3Q2020 was Bt586.61mn, 79.8% of total revenue from core business or decreasing 2.2% QoQ due to efficient cost controlling

company's loan portfolio is larger with an increase of income continuously which is enough to support the costs both of fixed costs and variable costs of the company on monthly basis. 4. Providing with a

compared to the year 2017. Total operating expenses were included employee benefit expenses, fee and service expenses, financial costs and other expenses. LH Financial Group Public Company Limited Management

the year 2018. Total operating expenses included employee benefit expenses, fee and service expenses, financial costs, bad debts and doubtful accounts and other expenses. LH Financial Group Public