finance cost/income tax/others 440 214 345 (22%) 61% Net profit 2,776 2,326 2,822 2% 21% Excluding non-recurring items 2,776 2,151 2,822 2% 31% Earnings per basic share (THB) 0.62 0.52 0.63 2% 21% Excluding

759 (6%) Net profit 2,483 2,822 2,935 18% 4% 5,259 5,758 9% Excluding non-recurring items 2,483 2,822 2,935 18% 4% 5,259 5,758 9% Earnings per basic share (THB) 0.55 0.63 0.65 18% 4% 1.17 1.28 9

excluding the release of excess loan loss reserve, credit cost amounted to 2.40% of average loan with increase partly due to the provisions for loan commitments and financial guarantee based on TFRS 9. Basic

provisions for loan commitments and financial guarantee based on TFRS 9. Basic earnings per share at Baht 1.75 per share. Annualized Ratios 1Q19 2Q19 3Q19 4Q19 2019 1Q20 Net Profit (Baht million) 1,228 1,471

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

Connected Transaction with respect to the Offer of Financial Assistance to Connected Person Jasmine Telecom Systems Public Company Limited (the “Company”) would like to inform you of the resolutions of the

reference. Notification of the Capital Market Supervisory Board No. Tor Jor. 3/2558 Re: Provisions relating to Offer for Sale of Shares Issued by Foreign Company Whose Shares Are Not Traded on Foreign

competitiveness through total solutions. To this end, seminars were held covering various topics including basic laws, business management techniques, as well as account management and taxation. We encouraged our

materially affects the issuance and offer for sale of securities or the management of the Company, and such agreement is co-signed by the Company, identify such agreement and clarify its essences and impacts

Shares and the Notification of the Office of the Securities and Exchange Commission Re: Consideration of Company Size in Relation to Approval for Holding Company to Offer for Sale of Newly Issued Shares. 5