, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income 4,440,556 3,789,635 650,921 17.2 Interest expenses 1,385,827 1,143,392 242,435 21.2 Interest income, net 3,054,729 2,646,243 408,486 15.4 Fees
refers to the level and direction of changes in the rate of return of securities in the mutual fund’s investment portfolio by comparing with market movements. Beta lower than 1 indicates that the change in
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