+ Increased / -Decreased / -Decreased Employee benefits expenses 188.46 (67.23) 179.05 (69.26) Fees and service expenses 40.69 (6.78) 40.66 (6.78) Finance costs 7.08 (1.62) 7.08 (1.62) Bad debt and doubtful

receivable amounted to Baht 1,233 million, deducted allowance for doubtful account Baht 1,023 million, remaining net trade accounts receivable amounted to Baht 209 million. (At the end of year 2017, the

million, deducted allowance for doubtful account Baht 1,025 million, remaining net trade accounts receivable amounted to Baht 23 million. (At the end of year 2018, the Company and subsidiary has trade

the employee could receive only 300 days or 10 months. Therefore, the administration cost was increased from the allowance of doubtful debt according to the awareness concept from company policy. In

) Finance costs 14.89 (1.56) 14.89 (1.56) Bad debt and doubtful accounts (reversal) (0.05) 0.05 (0.05) 0.05 Other expenses 204.88 (7.13) 226.22 (8.85) Total expenses 683.68 (85.46) 685.85 (92.01) Profit

repayment from the securities business receivable, and therefore reversed the allowance for doubtful account of Baht 10.06 million in this quarter. The consolidated operating result for the six–month period

decrease of 16.79 million baht when compared to the same period of previous year as amounting of 69.25 Million baht due to subsidiary (Ua Withya Public Company Limited) allowance for doubtful accounts has

28.21 million. The Company had already recognized doubtful debt for this amount in full. 3.4 Details of Share of profit (loss) from investments in associates and joint ventures are as follows: Name

Finance costs 16.44 0.88 16.44 0.88 Bad debt and doubtful accounts (reversal) (0.10) 0.05 (0.10) 0.05 Loss from impairment on investment 0.00 (1.43) 0.00 (93.50) Other expenses 212.01 34.15 235.07 35.12

&A) For Q3/2018 11  Allowance for doubtful account The Company had recorded allowance for doubtful account for 3rd Quarter of 2018 amounted to THB 64 million due to one customer did not comply with