Management Discussion and Analysis for the Second Quarter of Year 2017 Business Overview Business overview of One to One Contacts Public Company Limited and its subsidiaries (“the Group”) for the

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subsidiaries’ business. AEONTS and its subsidiaries enter into “Business Administration Agreement” and pay management fee to AFS in the amount not more than 92,582,570 baht. This amount was calculated based on

30 July 2019 At: ACC/HO 017/19 Re: Management Discussion and Analysis for the Quarter of 2/2019 To: President The Stock Exchange of Thailand In the second quarter of 2019, the Thai economy inclined

our investments, as well as improvements in surplus cash management where we have invested surplus cash in money market products giving a better yield. Cost of Services While our revenue has grown 7.7

returns from our investments, as well as improvements in surplus cash management where we have invested surplus cash in money market products giving a better yield. Cost of Services While our revenue has

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Microsoft Word - MD&A 3Q2020-E_Final by FA&Mark _3 Nov 2020_.docx 1 Ref: CSO. 034/2020 Date: 3rd November 2020 Subject: Management Discussion and Analysis Quarter 3 Ending 30th September 2020