measures, particularly those involving consumer protection and control of credit card and personal loans, together with a drop in credit card interest rates – all of these issues are likely to influence

capital loans from businesses including SMEs – as well as credit card and personal loans. Meanwhile, deposits rose, especially at large banks. It is expected that new loans should increase along with

Personal loan 8,132 3.1 7,993 3.4 1.7 Micro SMEs loan 7,741 3.0 7,954 3.3 (2.7) Housing loan 24,234 9.4 21,663 9.1 11.9 Commercial Lending 59,766 23.1 60,899 25.6 (1.9) Real Estate Development loan 30,738

disclosure of information that was incomplete, insufficient for making an investment decision, or that misled investors in a manner of concealing or disguise or making up non-existing facts in material

the Law on Trust for Transactions in Capital Market; (3) the offer for sale of the newly issued bonds may cause damage or unfairness to investors, or the investors may not have received material

prepared the production of B100 to follow the new standard of Monoglyceride content not exceeding 0.4%. Together with ability to efficiently manage raw material cost, gross profit was improved from the

other work system or undertaking that may have a material impact on the issuance of depositary receipts and the good practice of the business. Clause 11 If, after the SEC Office has considered that the

are considered under the criteria prescribed in the Notification of the Capital Market Supervisory Board No. TorChor. 20/2551 (2008) Re: Rules on entering into Material Transactions Deemed as

information; (2) having the material information presented in the advertisement that shall not deviate from the information presented in the registration statement and draft prospectus submitted to the SEC

personal loan business to Boonterm kiosk’s Master Agents (MAs), sub-agents, MAs’ employees, and FSMART affiliated companies’ employees since the middle of December. The Company also offered CRM activities