comparing to 2018 due to higher selling price of chicken parts for domestic market. Financial Cost Financial costs of the Group include the interest paid to financial institutions and related persons. The

of 2020 Second quarter of 2019 Increased (Decreased) Amount % 1.1 Revenues from construction 1,771.93 MB 1,353.08 MB 418.85 MB 30.96 1.2 Cost of construction compared with revenue from construction

expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales

over acquisition cost). This is to confirm our ability to purchase NPLs and NPAs at a favorable price. The key major event in the year 2019 was the company’s initial public offering though the Stock

income - 0.0% - 0.0% 0.0% Advertising income 13 0.6% 12 0.4% -7.7% Total revenue from core business (4 items) 2,245 100.0% 3,105 100.0% 38.3% Cost of services (1,674) -74.6% (2,373) -76.4% 41.8% Gross

income 31.38 26.23 5.15 19.6% Total revenue 3,407.57 3,226.05 181.52 5.6% Cost of goods sold & service 2,893.97 2,773.60 120.37 4.3% Selling expenses 66.05 67.99 -1.94 -2.9% Administrative expenses 106.14

because in Q3-2020, an allowance for expected credit losses on long-term receivables was recorded and there was also a directors' bonuses expense, which has been approved at the shareholders' meeting on

190 130 127 50% 555 383 45% Add: Non Operational/Extraordinary income/(expense) (6) 167 (1) 706% 119 87 36% Acquisition cost and pre-operative expense, (6) (7) (2) 189% (20) (7) 181% Gain on Bargain

lease income 2,567 2,504 (3) 45 2,564 2,549 15 1% Deferred income (expense) tax (87) 22 1 - (86) 22 (108) (491%) Profit (Loss) before the effects of foreign exchange and lease income 2,480 2,526 (2) 45

Baht 6,692,256 accounted for 0.042% of NTA as September 30, 2019, the pricing will be contract price and the actual charge will be subject to the employee’s headcount and actual expense. Total size of