investments and diversify their portfolios across various assets, and expand new investor base, enhance investment services in the stock market and securities company products, as well as create a wealth

the second half of the year. However, government expenditure was slightly decline as well as the contraction on agricultural and construction sector. The Thai economy in 2018 is expected to expand more

3.5% YoY. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,159,351 transactions per month, increasing 25.3% YoY, as well

card revenue reached 1,692 million baht, increasing by 4% y-y. This is because the Company reviewed customers credit line to inline with their incomes as well as launched new campaigns and benefits to

 25mn active subscribers and 2.2mn transactions per day  Speed-up strategy to install Boonterm kiosk cover all areas to expand customer base and revenue as well as to prevent competitors entering to

and allocation strategies as well as add new services on the kiosks such as the service of depositing money to GSB bank account, selling SIM Card with e-KYC, and other new services. Moreover, the

well as medical service concerning health and esthetics. 2. Overview of operating results in the Quarter 1’2018. The global economy has continued its steady growth as a result of a tightening monetary

nationwide telecommunications services as a network Page 3 of 7 provider and service provider as well as telecommunication facilities Annual license fee The licensee is obliged to pay the following fees

money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,407,181 transactions per month, increasing 44.3% YoY, as well as the e-Wallet and

-Customer (e-KYC) service, etc., as well as offering the CRM activities, including reward points program, to increase the usage frequency on both existing and new customers. For the operating result in 3Q19