Statement (Consolidated) Unit : Million Baht 2Q/19 1Q/20 2Q/20 %QoQ %YoY 1H19 1H20 %YoY Operating and administrative expenses and others Bad debts and doubtful accounts Finance costs 2,293 1,593 557 2,086
Company’s businesses in the future. Management Discussion and Analysis Quarter 1/2018 Page 2/8 Jay Mart Public Company Limited 1. Finance and Personal Loans J FinTech Co., Ltd (“J FinTech”) has mainly engaged
% 10% 2% Total Revenues 5,656 5,005 5,041 1% -11% Operating and administrative expenses Expected credit loss Finance costs Other expenses 2,083 2,392 558 15 2,160 883 469 2 1,921 1,226 453 2 -11% 39% -3
administrative expenses Expected credit loss Finance costs Other expenses 1,921 1,226 453 2 1,987 1,619 418 3 2,033 1,563 437 2 2% -3% 5% -33% 6% 28% -4% 0% 1,732 872 471 1 1,853 1,530 458 2 7% 75% -3% 100% Total
credit loss Finance costs Other expenses 2,060 1,965 523 96 1.0% 4.3% 10.0% 3,086% 7,832 6,629 1,745 11 8,117 7,263 1,904 98 3.6% 9.6% 9.1% 784% 7,029 5,771 1,826 10 7,387 7,070 1,970 96 5.1% 22.5% 7.9
%) 1,773 2,603 65 857 1,910 2,512 61 765 8% (3%) (6%) (11%) Total Revenues 5,485 5,553 5,459 (2%) (0.5%) 5,297 5,248 (1%) Operating and administrative expenses Expected credit loss Finance costs Other
Finance Costs The Company and its subsidiaries recorded finance costs of Baht 5 million, down 22% YoY, as a result of better interest rate as well as improved management of revolving loan. 6M/2017 Finance
-Australia Collinsville Solar PV Pty Ltd, a subsidiary of RAC, signed Financial Agreement with Clean Energy Finance Corporation (CEFC) with the loan amount of AUD 57 million. Management Discussion and Analysis
upcoming aggressive growth in the future. Q3/2017 Finance Costs The Company and its subsidiaries recorded finance costs of Baht 6 million, down 8% YoY, as a result of better interest rate as well as improved