decrease was derived from the engineering service. • Overall gross profit margin increased from 11.9% to 13.8% at the same amount Baht 53 million. 2020 2019 Revenue 382 443 (61) -14% Cost 329 390 Gross

expenses equal to 636.7 million baht, 12.8 % increasing. This is due to the allowance of provision in distress debt management business and personal loan business. Finance Cost The company had total

Management Discussion and Analysis (MD&A) 2019 Page 1/6 -Translation - Ref: IR63/002 26 February 2020 Subject: Management Discussion and Analysis (MD&A) ending on 31 December 2019 Attention

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 015/2018/EN 14 November 2018 Subject: Management Discussion and Analysis of the Company and subsidiary for the period ended 30 September 2018 To: The President

Management Discussion & Analysis ( - translation - ) For operating result of 1Q/2020, ended 31 March 2020 Raimon Land Plc. | 14 May 2020 1 / 6 Major Events in Q1/2020 January 1) Begin to adopt the

ที่บชง (1/6) At Bor Chor Ngor 0391/2017 13 November 2017 Subject: Management Discussion and Analysis of Operating Results for the Third Quarter of 2017 To President The Stock Exchange of Thailand

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 003/2019/EN 26 February 2019 Subject: Management Discussion and Analysis of the Company and its subsidiary for the year ended 31 December 2018 To: The

%. The Company acquired non-performing loan by using the budget amount of 1,841 million bath in 9-month period of 2018.   Management Discussion and Analysis, Q3/2018 Page3/5 JMT Network Services PLC Cost

resources especially the back-office functions as well as the management team to streamline our service operations and to save cost. Financial Position As of the year ended 2019 and for the period as of June

บทรายงานและการวิเคราะห์ของฝ่ายบริหาร Management Discussion and Analysis For the Financial Result of Quarter 3 Year 2020 Ended September 30, 2020 Note: This Management Discussion and Analysis (MD&A