investments Table 4: Key Financial Ratios 4Q 3Q 4Q YoY QoQ FY FY YoY 2017 2018 2018 (%) (%) 2017 2018 (%) Profitability Ratio Gross profit margin (%) 48% 48% 47% (1%) (0%) 50% 48% (1%) Rent and services 49% 49

of the Company presented in the previous report บริษทับริหารสินทรัพย ์กรุงเทพพาณิชย ์จ ากดั )มหาชน( หนา้ 20 2 Gross profit margin is calculated from the sum of (i) total interest income (excluding

(3) Interest bearing debt to equity net of cash and cash equivalent and short-term investments 1Q 4Q 1Q YoY QoQ 2018 2018 2019 (%) (%) Profitability Ratio Gross profit margin (1) (%) 52% 49% 50% (2%) 1

Ratio Gross profit margin (%) 48% 48% 48% (1%) (0%) 50% 48% (2%) Rent and services 49% 50% 49% (0%) (1%) 51% 50% (1%) Hotel operations 68% 69% 69% 1% (1%) 69% 70% 1% Food and beverages 21% 22% 21% 1% (1

for the year ended 31 December,2019. This reclassification has no effect on the operating results of the Company presented in the previous report. 2 Gross profit margin is calculated from the sum of (i

December,2019. This reclassification has no effect on the operating results of the Company presented in the previous report. 2 Gross profit margin is calculated from the sum of (i) total interest income

Profitability ratio 31-Dec-19 31-Dec-18 Gross profit margin 26.4% 30.7% EBITDA margin 22.5% 18.0% Net profit margin 5.2% 5.2% Efficiency ratio 31-Dec-19 31-Dec-18 Return on equity 6.6% 5.9% Return on asset 5.9

company’s new projects. Key Financial Ratio Profitability ratio 30-Jun-20 30-Jun-20 (excl. TFRS 16) 30-Jun-19 Gross profit margin 12.5% 6.2% 31.9% EBITDA margin 2.0% -12.7% 13.8% Net profit margin -32.5

projects. Key Financial Ratio Profitability ratio 31-Mar-20 31-Mar-20 (excl. TFRS 16) 31-Dec-19 Gross profit margin 35.6% 26.3% 36.0% EBITDA margin 19.1% 5.8% 15.6% Net profit margin -6.5% -6.7% 0.1

ending June 30, 2017). 6.3 At present, the gross profit margin of sack products is approximately 1.6% of sales value (according to the Company's financial statements ending June 30, 2017). However, when