1,563 million for 1Q17. The comprehensive income included revaluation of available-for- sale securities as a result of the capital market volatility. Summary of Performance of the Bank and subsidiaries

income of Baht 1,563 million for 1Q17. The comprehensive income included revaluation of available-for- sale securities as a result of the capital market volatility. Summary of Performance of the Bank and

Indorama Ventures 1st Quarter 2018 MD&A 2 1Q 2018 Summary Financials Table 1: Core Financials of Consolidated Business Quarterly Last Twelve Months $m 1Q18 4Q17 1Q17 1Q18 YoY LTM 1Q18 LTM 1Q17 LTM YoY

Analysis | 2 Executive Summary In 2018, palm oil production and crude palm oil (CPO) inventory have remained high in both domestic and international market, which resulted in the decreasing price of crude

considerably low at 0.27 time, slightly decreased from 0.30 time in 2017. In summary, the Company had appropriate capital structure. Capital Expenditure and Capital Resource In 2018, the Company made an

as a result of the capital market volatility. Summary of Performance of the Bank and subsidiaries Percentage 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018 Loan growth 4.8 9.3 5.7 4.3 3.5 3.8 18.5 NPLs/ Total

decreased from 0.27 time in 2018. In summary, the Company had appropriate capital structure. GFPT Public Company Limited Management Discussion and Analysis for the Year 2019 Page 9 of 14 Capital Expenditure

Phatra Securities Plc. (PSEC) was 9.61%, increased from 4.55% in 2018, ranking 1st from total 39 brokers. Summary of Performance of the Bank and subsidiaries Percentage 4Q18 2018 1Q19 2Q19 3Q19 4Q19 2019

) was 4.93%, increased from 4.51% in 1Q17, ranking 5 th from total 37 brokers. Summary of Performance of the Bank and subsidiaries Percentage 2Q16 1H16 2016 1Q17 2Q17 1H17 Loan growth (0.4) (1.6) (0.8

Management’s Discussion and Analysis (MD&A) For Q2/2017 GSteel 3 Executive Summary In the second quarter of 2017, the company has HRC sales of 127,385 tons which is the same level as previous quarter. The