, 2019. Such financial statements comprise of the consolidated financial statements and the separate financial statements as compared with the financial statements for the second quarter of the year 2018

experience obtained. 1.16 If a CRA uses separate analytical teams for determining initial credit ratings and for subsequent monitoring of existing credit ratings, each team should have the requisite level of

ended September 30, 2019. Such financial statements comprise of the consolidated financial statements and the separate financial statements as compared with the financial statements for first 9 months of

assets transactions; at the same time and these transactions are also related among themselves and unable to separate. In addition both transactions must be obtained the approval from the shareholder

product and service followed by client’s standard Management’s discussion and analysis for the Quarter 3’ 2019 2 / 8 that appropriate with their business. The Company also organized the marketing activities

2020. The standard affecting the group's operations is IFRS 9 Financial Instruments in which influenced the financial business as well as Thai Financial Reporting Standard 16 Leases that affect the

สูงสุดในช่วงเวลา 5 ปี (Maximum Drawdown) คือ -10.32% *กรณีกองทุนจัดตั้งไม่ครบ 5 ปี จะแสดงค่าที่เกดิขึ้นนับตัง้แต่จัดตั้งกองทุน ความผันผวนของผลการดำเนินงาน (Standard Deviation : SD) คือ 18.71% ต่อปี *กรณี

TFRS16 leases standard for land and buildings for rent which the Group previously classified as operating lease. Derivative assets of Baht 49.5 million from recognized of forward contract from the adoption

of QR payment for a BTS Skytrain single-journey ticket, and privileges offered for QR payment at participating UNIQLO outlets.  High Net Worth Individual Determined to perform at the standard of an

Air Conditioner (WATER INT PAD: Water Intelligent). In addition the Company still development quality of product and service followed by client’s standard that appropriate with their business. The