and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and services via the bank and direct debit

participants should strive toward in order to improve investor protection and the fairness, efficiency and transparency of securities markets, and reduce systemic risk. The Principles apply to all types of CRAs

Ratio Gross Profit Margin (%) 6.8 11.2 Operating Profit Margin (%) (1.5) 4.4 EBITDAR Margin (%) 10.2 15.1 Net profit Margin (%) 1.2 0.9 Return on Equity (%) 1.2 0.9 Efficiency Ratio Return on Assets

% 85.09 157.27 (19.27) (17.17) (187.40) Net profit margin5 % 59.02 53.35 53.52 67.77 14.25 Return on equity % 11.03 12.55 17.67 29.8716 7.6016 Efficiency Ratio1 Return on total assets % 4.65 5.01 5.86

Profit Margin (%) (27.2) 1.6 EBITDA Margin (%) (2.2) 6.8 Net profit Margin (%) (45.3) (1.4) Return on Equity (%) (25.2) (1.2) Efficiency Ratio Return on Assets (%) (11.2) (0.6) Return on Fixed Assets

Cash flow to income ratio4 % 85.09 157.27 (19.27) (17.17) (187.40) Net profit margin5 % 59.02 53.35 53.52 67.77 14.25 Return on equity % 11.03 12.55 17.67 29.8716 7.6016 Efficiency Ratio1 Return on total

-disciplined approach for cost management focusing on spending to enhance public health, improve working efficiency, as well as slowdown discretionary spending during the period of economic stagnation

the gross profit per unit of B100 product decreased, although gross profit per unit for glycerin products adjusted upward. In the quarter, the government asked for cooperation from B100 producers to

SECURITIES COMPANY LIMITED LAND & HOUSES SECURITIES PCL ASL SECURITIES CO., LTD MACQUARIE SECURITIES (THAILAND) LTD BNP PARIBAS IN COOPERATION WITH FSSIA THAILAND MAYBANK KIM ENG SECURITIES (THAILAND) PUBLIC

specialization, type of products, customer market, target customer, and distribution of the Company are different than that of the Target. 2. The Company expects that the Transaction, through cooperation and