3. Business Directions and Operations of Core Businesses 7 3.1 Sustainable Development and Corporate Governance 7 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC

PUBLIC COMPANY LIMITED ALUCON PUBLIC COMPANY LIMITED AMA MARINE PUBLIC COMPANY LIMITED AMANAH LEASING PUBLIC COMPANY LIMITED AMARIN PRINTING AND PUBLISHING PUBLIC COMPANY LIMITED AMATA CORPORATION PUBLIC