ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with

on Equity ** (%) 14.57 13.94 4) Return on Assets ** (%) 8.61 8.53 5) EBITDA * (Million Baht) 3,044 3,181 6) EBITDA to Total Assets (%) 3.01 3.16 7) Debt to Equity Ratio (Times) 0.66 0.72 8) Debt

** (%) 10.77 10.79 4) Return on Assets ** (%) 8.41 8.53 5) EBITDA * (Million Baht) 2,340 2,611 6) EBITDA to Total Assets (%) 2.39 2.53 7) Debt to Equity Ratio (Times) 0.65 0.72 8) Debt Service Coverage Ratio

before FX per share (Baht) 5.71 4.95 0.76 Leverage Ratio and Liquidity Ratio Quarter 3 Quarter 2 Change Increase/(Decrease) 2017 2017 Debt to equity ratio (Time) - Consolidated 1.34 1.36 (0.02) - Company

RATIOS 2Q'20 2019 Return on Equity 9.58% 15.5% Debt/Equity Ratio 1.19x 0.95x Net Interest-bearing Debt/Equity Ratio 0.91x 0.81x As of 30 June 2020, the Company’s Debt-to-Equity ratio was 1.19x, increased

) 1.22 1.22 Debt to Equity Ratio (times) 0.77 0.74 As of September 30, 2019, total assets decreased by 0.7%. However, current assets increased by 0.7% from finish goods inventory while non-current assets

book value per share at 16.58 times and debt to equity ratio (D/E ratio) at 0.36 times. Cash Flow For the 9-month period as of June 30, 2017, the Company had the changing in cash flow comparing to the

1,038.6 1,093.4 (5.0) Non-Current Liabilities 294.0 299.4 (1.8) Total Liabilities 1,332.6 1,392.8 (4.3) Total Shareholders’ Equity 1,842.5 1,873.1 (1.6) Current Ratio (times) 1.20 1.22 Debt to Equity Ratio

December 2018 Current Ratio 8.1 8.1 Debt to Equity Ratio 0.2 0.2 Million Baht three-month period 2019 2018 Cash and Cash Equivalent on 1st January 291.7 24.3 Net Cash Provided (Used in) Operating Activities

4.89 percent. 2  Expenses Cost of Sales The Company and its subsidiaries' cost of sales ratio was increased from 64.24 percent in Q.2/2018 to 65.75 percent in Q.2/2019. Cost for Rent and Service The