voting right at the extraordinary shareholders? meeting No. 1/2559 on 14 October 2016.The subscription size accounts for 70.73 percent of the net tangible asset value of JMT and is considered a related

issue size with increase in issuers. In this regard, ThaiBMA is pleased to support the project ?One step beyond with Bond Issue? to encourage companies to raise fund through bond issuance. ThaiBMA board

and medium-size enterprises (SMEs) and startups in Thailand and Asian region toward utilizing advanced technology, such as crowdfunding, to raise fund. With those businesses? capability to raise fund

aspects of biases comprising (1) emotional or preference biases: focusing on present rather than future incidents; (2) belief bias: making conclusion based on too small sample size while associated risks

( “ the Company” ) would like to submit our management’s discussion and analysis for the fiscal year ended December 31, 2019, as follows: For the year ended December 31 Change 2019 2018 MB MB % Sales

- 2019 Balance by Quarter Change Q2–19 Q1–19 Q2–18 Q2–19 VS Q1–19 Q2–19 VS Q2–18 (Million Baht: MB) (MB) % (MB) % Total Revenue 1,730.1 1,266.8 1,029.9 463.3 36.6 700.2 68.0 Total Operating Expenses

outlet is expected to operate in 4Q18. For eCommerce channel which has been developed since end of 2017 the Company keep investing in this platform to serve the change of consumer lifestyle, likewise

Eastern Economic Corridor. For eCommerce channel which has been developed since end of 2017, the Company keep investing in this platform to serve the change of consumer lifestyle. Moreover, for product

change of scoring criteria effective this year despite an increase of average number of registered patients to 176,554 from 164,812 person yoy. Operation : Consolidated Profit & Loss Statement 3Q 3Q % 9

Change 9M/2018 9M/2017 Change MB MB % MB MB % Services income from debts collection and others 77.7 60.5 28.4% 201.8 177.0 14.0% Revenues from collection of purchased accounts receivables 369.3 288.9 27.8