leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business
5.7 4.3 3.5 3.8 18.5 1.9 NPLs/ Total Loans (excluding interbank) 4.7 4.5 4.2 4.1 4.1 4.1 Total loan loss reserve/ Total NPLs (coverage ratio) 110.9 113.8 115.6 114.8 114.8 114.1 Total loan loss reserve
% of net profit after deduct tax and statutory reserve. On April 23, 2019, the Annual General Meeting of Shareholders Year 2019 approved and deemed that to consent to propose to the shareholders for
and work retention. • Inventories increased by Baht 13 million. This was primarily due to work in progress for engineering service. • Restricted cash increased Baht 12 million due to maintenance reserve
has also prompted the Federal Reserve and other major central banks to signal that no more rate hikes will be seen over the remainder of this year. In Thailand, most major economic indicators were on
if the global trade rift does not significantly intensify. While the Federal Reserve is expected to hike its policy rate, chances are high that the European Central Bank and the Bank of Japan may opt
Bank and subsidiaries Percentage 3Q16 9M16 1Q17 2Q17 3Q17 9M17 Loan growth 0.2 (1.4) 1.3 2.8 0.2 4.4 NPLs/ Total Loans (excluding interbank) 5.9 5.9 5.6 5.8 5.6 5.6 Total loan loss reserve/ Total NPLs
Bank and subsidiaries Percentage 3Q16 9M16 1Q17 2Q17 3Q17 9M17 Loan growth 0.2 (1.4) 1.3 2.8 0.2 4.4 NPLs/ Total Loans (excluding interbank) 5.9 5.9 5.6 5.8 5.6 5.6 Total loan loss reserve/ Total NPLs
credit losses totaled Baht 256 million, a decline of 47.1% comparing to Baht 485 million for 1Q19. The excess loan loss reserve after allowance for expected credit losses based on TFRS 9 at the 2 For 1Q20
since GSTEL is currently in the process of debt restructuring and seeking funds from external source with aim to enhance its balance sheets and improve their financial strength. Thus, the financial