using the straight-line method for depreciation and apply the revised estimated useful lives for the financial statements of both consolidated and separated statements starting 1 January 2020. The details

assets as aforementioned resulting in remaining excess loan loss reserve of Baht 1,887 million which the Bank plan to release within 5 years on a straight line method. As of end of 1Q20, allowance for

released using a straight line method since 1Q20. With the continuing uncertainties from the economic slowdown and prolonged impact from 3 Including ECL for loans and loan commitments and financial

straight line method. 2 For 1Q20, total revenue generated from the Investment Banking business totaled Baht 209 million which included Financial Advisory Fee of Baht 43 million, Underwriting Fee of Baht 124

inbound tourism, especially from Chinese tourists as more direct flights from China to Thailand become available and partially helped by the visa fee discount and waiver incentives during the year. 3

tourism sector characterized by an increase in foreign inbound tourists, especially from China due to more available direct flights to Thailand and Europe due to the Easter holidays at the end of the period

เงินลดทุน แนวปฏิบติัท่ีผา่นมาจึงมีการตั้งสมมติฐานเพิ่มเติมวา่ หากมีการจ่ายเงินลดทุนเท่ากนัทุกปี (straight-line depreciation) ตลอดอายกุารลงทุน จะท าใหผ้ลตอบแทนในปีแรกของกอง leasehold เป็นอยา่งไร อยา่งไรก็

as the e-Wallet and internet package top-up. Total revenue from core businesses was Bt3,147mn, decreasing 5.7% YoY. However, as a result of the costs control measurement on both service costs and

used in Value Measurement The price negotiation between the buyer and seller is referred to the appraisal of Sasirachada Co., Ltd. which determines the project value by using the cost approach and income

lockdown measurement which has begun from the last week of March to create social distancing and contain the spread of Covid-19, as a result, businesses has been interrupted and severely affected the