force to enhance regulatory oversight across three dimensions: identity, behavior, and fund flows. In addition, the SEC strengthens collaboration among multiple agencies to integrate data and trace

Jan-Dec 2019 Million Baht % Million Baht % 1. HR Solutions 1.1 Human Resources and Payroll Outsourcing services 237.36 45.4% 257.09 41.9% 1.2 Income from software and human resources system 159.63 30.5

Million Baht % Million Baht % 1. HR solutions 1.1 Human Resources and Payroll Outsourcing services 60.16 45.8% 64.97 49.0% 1.2 Income from software and human resources system 45.58 34.6% 43.62 32.9

Jan-Mar 2020 Million Baht % Million Baht % 1. HR Solutions 1.1 Human Resources and Payroll Outsourcing services 64.97 49.0% 68.92 38.5% 1.2 Income from software and human resources system 43.62 32.9

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2019 In the first quarter of 2019, the Thai economy continued to sustain its growth. Overall, however, it was plagued by weak exports and tourism amid the global economic slowdown. Aside from these challenges, businesses had to contend with more complex competition, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has e...

Software Licensing Agreement between ASB Cambodia with ACSM in total amount of 737,226 baht or 0.01% of NTA of the Company. - Board of Director’s meeting No. 2/2018 held on February 6, 2018, approved to

team of developing the new software. Besides, it also increased from the relocation costs during the end of the year. 73.21% 73.99% 67.82% 71.76% 10.49% 11.34% 17.82% 20.28% 13.55% 9.90% 6.78% 4.03% 2.74

, software, and man-day in services - Training fees : Fees depending on the expenses incurred during each training course - Design and renovation fees : Remuneration based on the nature, difficulty level for

Software Licensing Agreement between ASB Cambodia with ACSM in total amount of 737,226 baht or 0.01% of NTA of the Company Therefore, the total connected transaction approved by the Board of Directors

information or system. Clause 7. The securities company must provide a controlling measure which is sufficient for the developed or modified application software to have a correct, and complete data processing