is key risk to virus transmission. With due consideration of the changing situation each week as well as 2 risk and safety of all AGM’s attendees and staff, the Company considers that despite our

Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 16 Executive Summary The Company implemented proactive measures to timely manage the situation rapidly

Thai Financial Reporting Standards No. 16 re: Lease Agreement for the first time adoption (“TFRS 16”) starting from 1 January 2020, using the cumulative catch-up approach without retroactively adjusting

the financial statements for the 2nd quarter ended June 30, 2020 Reference is made to our submission of J.S.P. Property Public Company Limited (“the Company”) reviewed consolidated financial statements

, the Company has been careful and selective during the current economic situation and can maintain 1.3% NPL ratio. As at the end of 3Q2020, the total number of “Boonterm Kiosk” was 130,065 kiosks. The

system has increased by 4.25 THB mn or 24.04% from the first 3 months of 2019 due to the continuation of service provided to customers which in in line with the current situation that various organizations

' performance in the past Q2/2020, many financial institutions have increased their NPL to total loan ratio. The company has a positive view of the situation in terms of purchasing additional non-performing debt

Profit attributable to Equity holders of the Company amount of 595.1 million baht, or 17.4% from the same period last year. Due to the COVID-19 situation causing the slow transactions. In addition, the

period financial statement ended September 30, 2019, the Company recorded Baht 2.52 million revenues from sales and Baht 2.53 million cost of sales with Baht (0.01) million gross margin. As a result of

financial statement, the Company booked a loss amounting to 62.86 million baht, representing a bigger loss of 38.10 million baht or 153.86% from the loss of 24.76 million baht booked in the same period of