Billboard initiated by GREYNJ UNITED agency which was presented on MACO’s large-format billboard was granted Gold award from ADFEST 2018 TRANSFORM in Best use of Billboard & Street Furniture, Large/Highway

), states that “the capital market regulators in the ASEAN region initiated and have advocated the ASEAN CG Scorecard to enhance the corporate governance quality of listed companies in ASEAN to the

%) Earnings Per Share (Baht per share) 2.47 3.37 36% 8.07 5.84 (28%) 3 Sales and Revenues Structure for the 1H/2023 - Credit Card For 1H/2023 financial results, credit card turnover accounted 69% of total

Distribution of Newly Issued Shares and Share Warrants by Issuer

218 171 (22%) 815 550 (33%) Net profit for the period 842 706 (16%) 3,122 2,165 (31%) Earnings Per Share (Baht per share) 3.37 2.82 (16%) 12.49 8.66 (31%) 3 Sales and Revenues Structure for the 9M/2023

Share (Baht per share) 4.38 55% 15.26 13.04 (15%) 14.84 13.01 (12%) 3 Sales and Revenues Structure for the Fiscal Year 2023 - Credit Card For the fiscal year 2023 financial results, credit card turnover

161 132 (18%) 132 111 (16%) Net profit for the period 617 524 (15%) 670 591 (12%) Earnings Per Share (Baht per share) 2.47 2.10 (15%) 2.68 2.36 (12%) 34% 36% 34% 47% 45% 45% 5% 5% 5% 14% 14% 16% 0% 20

share the financial burden of our customers by waiving the Thai Credit Guarantee Corporation (TCG) guarantee fee for four years under the “Portfolio 13 Guarantee Scheme” to lessen our customers’ business

Company Limited Page 2/2 2. Business Outlook While the Company is gradually regaining its market share back post shutdown from February 2019 to April 2019, the current slowdown continues to pose challenges

infrastructure initiative of the Thai Capital Market is a project initiated by SEC and launched on 3 September 2019 with the objective of improving the efficiency of the Thai Capital Market by adopting digital