% Profit for the year 251 269 (18) -7% Earnings per share (THB/share) 0.42 0.45 (0.03) -7% Financial performance by segment. 2.1 Revenue by segment Unit: million baht for this year ended December Detail 2017

% Earnings per share (THB/share) 0.48 0.42 0.06 14% 2. Financial performance by segment. 2.1 Revenue by segment Unit : million baht for 12-month period ended December Detail 2018 2017 diff % Processing and

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the

previous period of last year as follows (1) Revenue from sales of program rights increased 30.53% (2) Revenue from advertising and media services decreased 89.49% and (3) Revenue from sales of products

same period last year. This resulted from the government measures to control the COVID-19 pandemic, by temporary closure of stores in Fashion and Hardline segments while Food segment were impacted by

Management (VBM): KBank has continued to apply VBM concept to risk management at both Bank-wide and segment/product level while setting the direction of credit portfolio and business targets at customer and

strategy that is based on three major pillars: topline growth, operational excellence, organization development. The “fixing the basics” program is nearly complete, resulting in upgrades of technical assets

ลักษณะเป็น Plain Vanilla Coupon Bond แต่ตราสารดังกล่าวใช้ชื่อว่า Structured Notes ที่ออกภายใต้ Structured Note Program เนื่องจากธนาคารได้ขออนุญาต

Control under the Foreign Exchange Rule Reform Program Phase 2 per Notification of the Ministry of Finance Re: Foreign Exchange Control (No. 8), Notification of the Ministry of Finance Re: Minister’s

equity holders of the Company (367.7) (152.8) (214.9) (141%) Revenue Revenue from Sales year 2017 was 1,178.2 MB increased by 244.7 MB or 26% y-o-y due to explain in each business segment summary as