NAKON264A) to grant the issuer the right to redeem the bonds prior to the maturity dates (call option). The SEC requires that the bondholders’ representatives analyze the benefits and shortcomings as well as

action* can be another legal option for protecting investors? interest.Guest lectured by Appeal Court Judge Pongdej Wanichkittikul to stakeholders from listed companies, the Thai Investors Association and

transactions to be easily done through internet effectively, crowdfunding has therefore become popular with continuous growth over the years as a viable funding option for SMEs and startups worldwide

choose the easiest and most convenient option. Thus, often the decisions are made irrationally while several times biases are allowed to distort the decisions. Decision making usually involves with three

the terms and conditions to grant the issuer the right to redeem the bonds prior to the maturity dates (call option). The SEC requires that the bondholders’ representatives analyze the benefits and

option ได้ในช่วงต้นปี 2544 ซึ่งการดำเนินธุรกรรมเกี่ยวกับ derivatives เป็นเรื่องใหม่ที่มีความซับซ้อนและมีความเสี่ยงค่อนข้างสูง บริษัทหลักทรัพย์จึงควรมีการเตรียมความพร้อมทั้งด้านบุคลากรและระบบงาน

%) 49.09 23.64% Administrative Expense (187.28) (13.10%) (196.57) (9.83%) (9.29) (4.73%) Other Expenses (31.59) (2.21%) (27.59) (1.38%) 4.00 14.50% EBIT 103.93 7.27% 448.98 22.45% (345.05) (76.85%) Financing

infrastructure expenses. Financing Costs The financing costs of financial institutions for the 3rd quarter of Year 2018 and 2019 were in amounts of 1.12 million and 2.15 million respectively, increasing by 91.4

%) Administrative Expense (44.42) (16.16%) (48.54) (12.28%) (4.12) (8.49%) Other Expenses (5.80) (2.11%) (12.77) (3.23%) (6.97) (54.58%) EBIT 6.99 2.54% 55.44 14.02% (48.45) (87.39%) Financing cost (3.01) (1.09

) (2.45%) (25.98) (2.36%) (6.12) (23.56%) EBIT 32.69 4.04% 105.71 9.61% (73.02) (69.08%) Financing cost (10.61) (1.31%) (56.33) (5.12%) (45.72) (81.16%) EBT 22.08 2.73% 49.38 4.49% (27.30) (55.29