2020, revenue from consulting service and implementation amounting to 0.90 THB mn. Operating Profit and Net Profit For the 3 months of 2020, operating profit margin and net profit margin have increased

: (Unit: Thousand Baht) Revenue Gross profit Selling Admin Net profit Q2/18 221,202 78,238 21,637 19,916 35,335 Q2/19 229,355 83,001 22,124 18,495 28,250 Change 8,153 4,763 487 (1,421) (7,085) % Change 3.7

(39.66) (6.45) Costs and Expenses 554.34 579.71 (25.37) (4.38) Profit (Loss) -Net 18.11 30.02 (11.91) (39.67) Income of Sale and Administration Transaction For the Year ended 31st December (Unit: Million

2020, ended June 30, 2020 The operating results of the Company and its subsidiaries for the second quarter of 2020, ended June 30, 2020 was described in the financial statement showing net loss at the

net loss at the amount of Baht 67 million, comparing with the same period of previous year, the net loss at the amount of Baht 63 million. In the third quarter of 2020, the net loss was increased by

with net profit rising by 7.8 percent from the same quarter last year and 6.6 percent from the previous quarter. As of June 30, 2019, loans grew at a lower rate than deposits, with the ratio of loans to

phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2018 2/2018 3/2017 2/2018 3/2017 2018 2017 (%) Net profit * 9,030 9,194 8,161 (1.8)% 10.6

Bt78,463mn grew 6.3% supported by cost management, with margin 42. 8% vs guidance of to maintain EBITDA margin. Net profit was Bt31,051mn, increased 4.6% YoY and invested CAPEX was Bt20mn versus the guidance

subsidiaries by having the main substance is as follows. (Unit: Thousand Baht) Revenues Gross Profit Selling Admin Net profit 2017 837,308 293,207 80,159 93,260 -236,013 2018 929,354 325,527 88,001 79,800

53% Net Profit for the Company 49 50 2% 147 237 61% Gross profit margin (%) 64.5 % 64.0 % (0.5%) 66.8% 64.7 % (2.1%) EBITDA margin (%) 29.9 % 27.2 % (2.7%) 26.9% 30.0 % 3.1% Net profit margin (%) 19.3