% of all accounts receivable. In comparing with the year 2016 it increased only 4.91%. This affected to the credit management remained stay in good level and to follow up to accelerate the collected
accordance with the 2 following principles: (1) good governance and clear, transparent organizational structure; (2) effective risk management for legal, credit, liquidity, operation, and other risks, with
2020 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 3 2. Risk Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk
management business to net NPLs is calculated from the sum of cash collection received from NPL management business divided by credit for purchase of receivables – net (average). 2 Return on NPL management
’ equity (average) 10 Cash collection from NPL management business to net NPLs is calculated from the sum of cash collection received from NPL management business divided by credit for purchase of
following matters: (1) good governance and clear, transparent organization structure; (2) effective risk management for legal, credit, liquidity, operation, and other risks, with measures to appropriately
take good care of customers to help them withstand the economic crisis and move forward to the “New Normal”, while maintaining close control of credit underwriting and risk management. The Bank also set
Bangkok Commercial Asset Management Public Company Limited 1.4 Company’s credit rating On February 17, 2020, TRIS Rating Co., Ltd. rated the company for the first time on the Standalone basis at “A-” with a
loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan
ความเสี่ยงลูกค้าเครดิตเชิงรุก โดยน าหลกัการ Active Credit Portfolio Management (ACPM) มาประยุกต์ใช้กับการบริหารความเสี่ยงอย่างต่อเนื่อง ผ่านการก าหนดทิศทางการเติบโตและ เปา้หมายทางธุรกิจทัง้ในระดบักลุม่ล