flows as above, KBank is closely monitoring the situation and assessing possible impacts, placing importance on efficient risk management under the supervision of the Enterprise Risk Management Division

) (225) (7,918) (7,403) 515 7% Share of Profit (Loss) 2,127 1,857 25 17 2,152 1,874 278 15% Profit (Loss) before FX, deferred income tax, impairment and impact of lease income 2,967 2,738 50 43 3,017 2,781

exports, tourism and private investment. Domestically, hefty household debt put a cap on private consumption while continuity of the government’s investment projects was deferred pending the formation of a

utilize deferred tax assets amounting to Baht 51 million that was recognized as tax expense in Income Statement, but no impact to Cash Flow due to its non-cash item. Net Profit Net profit excluded non

. Chapter1 General Provisions _____________________________ Division 1 Regulatory purpose _____________________________ Clause 2 Due to the undertaking of an intermediary as capital market servicer renders

("-;((,$(+>? 3BB "= 57 4 2.2 ("#$'3ก-;(&'^_`^+กก?45,9 "= 3 4 2.3 ก4,Dก Deferred Tax ?45,9 $45,/ "= 40 4 !,,; ก"%(1I@%&'( 3 #* 2560 ?45,9 $45,/ $+/ 532 4 3. ก1='[2(;c4!4!..d& ,(' (JASIF) ' #$ก4ก !,; 3.1

Advance Power Conversion Company (APCON) whose projects had been postponed and deferred. Profit (Loss) before tax: An operating loss of THB (11.56M) in 2019 which equalled to (115%) drop from 2018 was

efficient risk management under the supervision of the Risk Oversight Committee, Market Risk Management Sub-committee and Enterprise Risk Management Division, to maintain risks within prudent limits. 2.3

possible impacts, placing importance on efficient risk management under the supervision of the Enterprise Risk Management Division, Market Risk Management Sub-committee and Risk Management Committee, to

assessing possible impacts, placing 5 importance on efficient risk management under the supervision of the Enterprise Risk Management Division, Market Risk Management Sub-committee and Risk Management