increased as the target and the direction in the third and fourth quarters still support the growth of businesses Management Discussion and Analysis (MD&A) for Q2/2019 Page 2/7 Jaymart Public Company Limited

share through Aeroklas Co., Ltd. (“ARK”)), had signed on share sale agreement to acquires with 100% of Flexiglass Challenge Pty. Ltd. (Flexiglass), from Fleetwood Corporation Limited (Fleetwood) at

electronic transaction and applying FinTech to business operation are still a challenge in Thailand mostly because the governing laws are https://www.sec.or.th/EN/Pages/News_Detail.aspx?SECID=6844 Annual

disclose information equally in addition to the management of new generations. It is therefore the challenge of the business sector on how to adapt itself to keep businesses growing and to survive

readable prospectus) การเชื่อมอินเตอร์เฟส (open API) 2) เปิดพื้นที่ให้มีที่ทดลองเทคโนโลยีใหม่ ๆ สำหรับผู้ประกอบการรายเดิมและรายใหม่ อาทิ โครงการ Fintech Challenge Program และ สนามทดลอง (regulatory sandbox)3

. . Overview of operating results in the Quarter /. The overall global economy still has growth direction in fine criteria from continuous consumption of private sector mainly covering with supportive factor

the same period of previous year amount to Baht 82.97 million, increase Baht 9.43 million or increase 11.36%, which increase by the same direction of sale increased but the profit margin decrease by

ข้อมูลบริษัทที่เข้าร่วมโครงการ Good Governance Management Discussion and Analysis: MD&A 1. Company Situation The company’s revenue for Q1/2020 is in a downward direction, significant number to be

stimulus measures. Against this backdrop, KBank has established its business direction primarily by considering the balance of three dimensions – economy, society and environment – under good corporate

services were increased by the same direction of the revenue. The sales expenses amount 138.52 million baht in the year 2019 compared to the year 2018 amount 145.44 million baht or decreased by 6.92 million