million, a decrease of Baht 150.95 million or 27.42% because long-term insurance policy reserve decreased by Baht 76.41 million, net claim decreased by Baht 39.92 million, commission and brokerage expenses
to reserve a conversion right of convertible debenture, par value, interest calculation and payment method, conversion period, redemption, adjustment of conversion rights, and a circumstance where the
restructuring and cost management as well as reserve requirements to comply with Liquidity Coverage Ratio (LCR) guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL
restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL) to total loans stood at 2.9
debentures - equity component - - 21.07 21.07 Share subscription received in advance - 130.48 - - Ratained earnings (deficits) Appropriated-legal reserve 9.62 9.62 9.62 9.62 Enclosure 1 Page 9 Unit: THB
5.7 4.3 3.5 3.8 18.5 1.9 NPLs/ Total Loans (excluding interbank) 4.7 4.5 4.2 4.1 4.1 4.1 Total loan loss reserve/ Total NPLs (coverage ratio) 110.9 113.8 115.6 114.8 114.8 114.1 Total loan loss reserve
% of net profit after deduct tax and statutory reserve. On April 23, 2019, the Annual General Meeting of Shareholders Year 2019 approved and deemed that to consent to propose to the shareholders for
and work retention. • Inventories increased by Baht 13 million. This was primarily due to work in progress for engineering service. • Restricted cash increased Baht 12 million due to maintenance reserve
Bank and subsidiaries Percentage 3Q16 9M16 1Q17 2Q17 3Q17 9M17 Loan growth 0.2 (1.4) 1.3 2.8 0.2 4.4 NPLs/ Total Loans (excluding interbank) 5.9 5.9 5.6 5.8 5.6 5.6 Total loan loss reserve/ Total NPLs