single brand of KASIKORNBANK. In alignment with our business strategies for 2019, KBank and subsidiaries thus reported Baht 38,727 million in net profit, increasing Baht 268 million or 0.70 percent

strong across-the-board growth. The business sector remained challenged by new modes of competition amid the advancing digital age and the rapid pace of technological advancement, together with the

Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5

. Nonetheless, the business sector remained challenged by new modes of competition, the broader marketplace amid the advancing digital age, regulatory changes, the rapid pace of technological advancement and fast

alignment with the UN Sustainable Development Goals (SDGs). During the meeting, the SEC’s key action plans were discussed, which included the introduction of innovative financial tools to promote

Bond Markets.” She presented the development of sustainability-themed bonds and a national taxonomy that emphasized the alignment with the international standard. She also emphasized the importance

drafted relevant regulations, with the key points as follows:   (1) To revise the refresher criteria for IA to include a minimum number of training hours required for the course, in alignment with the roles

management companies. Additionally, the amendments would include revision to the submission period in alignment with that of mutual fund management companies.The SEC is therefore conducting this public

sandbox is one of the policies in alignment with the 3rd Capital Market Development Plan (2017-2021), featuring Distributed Ledger Technology (DLT) initiated by the SEC. It is expected to enhance

towards capital market development and updating various progresses in both regions. Topics on discussion include “Regulatory Alignment & Deference,” “The Use of Technology in Financial Services