the interest income to be received throughout the period of 2.5 years until the full sum of investment capital sale is received between 2020 to the mid of 2022. 2. For the year 2019, the expenses of

1.27 N/A 0.58% 0.00% Distribution costs (41.75 ) (24.14 ) (17.61 ) 72.95% (19.11%) (13.74%) Administrative expenses (95.74 ) (94.34 ) (1.40 ) 1.48% (43.82%) (53.71%) Other Expenses Impairment loss of

% 212.0 38.4% Cost of Services -197.3 -35.7% -216.6 -28.3% -19.4 9.8% Insurance Expenses -32.6 -5.9% -59.5 -7.8% -26.9 82.5% Gross Profit 322.6 58.4% 488.3 63.9% 165.7 51.4% Loss from other financial assets

257.35 353.79 (96.44) -27.26% Cost of goods sold and cost of services 217.76 434.06 (216.31) -49.83% 39.59 (80.28) 119.87 -149.32% Selling and Administrative Expenses 40.15 36.61 3.53 9.65% (0.56) (116.89

. Operating expenses also declined from effective cost management control. The Bank continued to prudently set aside additional provisions taking into account the economic slowdown and prolonged uncertainties

184.35% Cost of Sales 140.12 41.02% 47.20 39.29% 92.92 196.86% Gross Profit 201.47 58.98% 72.93 60.71% 128.54 176.25% Selling Expenses 87.56 25.63% 4.97 4.14% 82.59 1661.77% Administrative Expenses 53.48

Co., Ltd. on 3 March 2020. Sales Expenses The Company posted sales expenses for the nine months ended 30 September 2019 and 2020 of THB 305.82 million and THB 324.80 million, respectively. This is

. Financial Electronic Services The bank has developed the innovation products and digital financial services as to accommodate time saving for the customers, reduce expenses and make it easy to use such as

-2024 Balance by Quarter Change Topic Q2-24 Q1-24 Q2-23 Q2-24 VS Q1-24 Q2-24 VS Q2-23 (Million Baht: MB) (MB) % (MB) % Total revenue 1,866.9 1,684.4 1,703.0 182.5 10.8 163.9 9.6 Total operating expenses

ดิง ชัน 20 ซอยสุขุมวิท 55 ถนนสุขุมวิท แขวงคลองตนัเหนือ เขตวฒันา กรุงเทพมหานคร 10110 Expenses Selling expenses Selling expenses was 290.4 MB, an increased by 82.8 MB or 39.9% y-o-y, significant increase