pandemic, will pose an even greater challenge to commercial banks’ operating performance from the lending rate reduction and assistance measures for crisis-hit clients, including suspension of principal and

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

”) ซ่ึงเป็นบริษทัยอ่ยของบริษทัฯ โดย บริษทัฯ ถือหุน้ในสดัส่วนร้อยละ 75 เขา้ลงนามในสญัญาซ้ือขายหุ้นของ Phu Khanh Solar Power Joint Stock Company (“PKS”) และสัญญาพฒันาโครงการโรงไฟฟ้าพลงังานแสงอาทิตย ์ท่ี

ริษทัฯ โดย บริษทัฯ ถือหุน้ในสัดส่วนร้อยละ 75 เขา้ลงนามในสัญญาซ้ือขายหุน้ของ Phu Khanh Solar Power Joint Stock Company (“PKS”) และสัญญาพฒันาโครงการโรงไฟฟ้าพลงังานแสงอาทิตย ์ท่ีจงัหวดัฟูเยี้ยน สาธารณรัฐ

transactions which includes (i) the entire business transfer of Unicorn Enterprise Company Limited (EBT of UE), a wholly-owned subsidiary of BTS Group Public Company Limited (BTS) to U City, (ii) the issuance of

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND