the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Net profit * 9,438 9,347 9,030

42.1% Share of profit/loss from JVs/associaties (equity income) (24.7) 3.4 N.A. 8.6 N.A. Finance cost 458.2 113.0 305.5% 208.1 120.2% Reported Net Profit/Loss (253.7) (162.5) 56.1% (80.8) 213.9% GOP

consolidated gross profit in Q2-2016 in amount of THB 806 million. (Separated gross loss of THB 167 million for Q2-2017 and separated gross profit of THB 330 million for Q2-2016). The main reason of the

3rd Quarter 2017 3rd Quarter 2016 Pe rfo rm an ce Group Revenues 7,109 5,256 Group EBITDA 843 516 Group Net Profit (Loss) 53 (164) HR C HRC Sales (k tons) 393 335 HRC Production Volume (k tons) 386 323

which the leasehold agreement is approximately 88.00 million baht, the decoration and utility system cost are approximately 12.00 million baht and the equipment and information technology system

leasehold agreement is approximately 88.00 million baht, the decoration and utility system cost are approximately 12.00 million baht and the equipment and information technology system approximately 5.00

tangible asset value (NTA) NTA of investment in the company x the acquired portion x 100 / NTA of the listed company N/A 2. Net profit Net profit from the operating result of acquired or disposed company x

DCORP 025/2020 May 13, 2020 Subject: Management Discussion and Analysis – Explanation of net profit for the quarter ended March 31, 2020 and the increase in the overall operations of more than 20 percent

/2019 2020 2019 (%) Net profit /1 3,095 7,671 9,347 (59.7)% (66.9)% 10,765 18,375 (41.4)% Earnings per share (Baht) 1.62 4.02 4.90 (59.7)% (66.9)% 5.64 9.63 (41.4)% Net interest margin 2.13% 2.52% 2.36

revenue compared to last year at the amount of 167.66 Million THB or 95.59% of total revenue. Net profit shows a high growth in the first half of 2017 at 23.63 million THB or 6.26% of total revenue compared