Management Discussion and Analysis For the first quarter ended March 31, 2021 (Unreviewed) Kiatnakin Phatra Bank Public Company Limited Investor Relations Email: investor_relations@kkpfg.com Tel. +66

-Translated Version- No. ECF2 032/2020 14 August 2020 Subject: Management Discussion and Analysis of the 2nd quarter and 6-month period ended 30 June 2020 To President The Stock Exchange of Thailand

Microsoft Word - MD&A Q1Y2020 _E_ - Final RATCH Group Public Company Limited Management Discussion and Analysis For the 1st Quarter Ended 31 March, 2020 Management Discussion and Analysis For the 1st

1 (Translation) MD. 182 /2017 Nov 8 , 2017 Re: Management Discussion and Analysis For the Operating Results ended September, 2017 To: President The Stock Exchange of Thailand Management Discussion

Zen Corporation Group Public Company Limited 782/1 Soi Onnuch 17, Suanluang, Bangkok 10250 THAILAND Tel: 02-0195000 18 February 2019 No. ZEN 2562-008 Subject Management Discussion and Analysis for 9

: EIC-AD033/2019 13 August 2019 Subject: Management Discussion and Analysis for the Performance for Six-Month Period ended 30 June 2019 (Added Information) To: President The Stock Exchange of Thailand The

management of the Company. - Income tax for Q3/2018 was Baht 46.2 million which increased from Q3/2017 by Baht 13.1 million in line with the increase in profit before income tax. Please be informed accordingly

subsidiaries for the third quarter ended 30 September 2018 which had been reviewed by the independent auditor as follows: Consolidated financial statements The Group reported profit attributable to owners of the

(Translation) Ref: EIC-AD043/2019 13 November 2019 Subject: Management Discussion and Analysis for the Performance for Nine-Month Period ended 30 September2019 To: President The Stock Exchange of Thailand The

its subsidiaries for the year ended 31 December 2019 represented a profit attributable to owners of the parent of Baht 20.38 million. Excluding, the recognition of the excess of compensation from