risks can be divided into 2 parts, which are risk on liquidity and risk from interest rate. The Company Group may have risk on liquidity from the problem of sufficient and timely working capital provision

high level of capital and the regular setting aside of additional provision, commercial banks are able to continuously provide an adequate cushion for NPL in the banking system. Overall Picture of the

staff cost from acquisition and provision for obsolete equipment, while marketing expense benefited from government campaign and optimization effort, decreased by -3.6% YoY. 1H24 EBITDA increased by 21

expense due to higher staff cost from acquisition and provision for obsolete equipment, while marketing expense benefited from government campaign and optimization effort, decreased by -3.6% YoY. 1H24

Provision for Liabilities from the water business of Baht 311.0 million. 21,378.2 8,801.2 12,577.0 21,995.0 8,711.1 13,283.9 0 5,000 10,000 15,000 20,000 25,000 Total Assets Total Liabilities Total

year, which the change was mainly from; • Trade account payable amounted to 30.84 million baht, decreased by 3.94 million baht or 11.33% due to lower raw material reserves. • Provision for long-term

past several years. Also, the change in accounting standards, which effective in 2020, affects the scheme of provision allowance for non-performing loans of financial institutions. However, it is

our expectation but it is loss from operation approximately 200,000 Baht. This is already included the loss form stock loss provision for white student shoe of GCBT which is our subsidiary in Malaysia

Baht, declined by 205.9 million Baht or 49.4%. Thank to the Company no longer have provision from doubtful debt. The Company’s administrative expenses to revenues stood at 15.6%. Major component of

Investment Units (No. 3) dated 14 January 2013; 5 (35) The Notification of the Capital Market Supervisory Board No. Tor Thor. 5/2556 Re: Provision of Securities Trading Services under Limited License for