million mainly from the gain on exchange rate decreased amount of Baht 1 million. The gain on exchange rate of current period was Baht 1 million while the previous period was Baht 2 million. Expenses
) 2017 2016 Amount % Interest income 3,677,566 3,668,333 9,233 0.3 Interest expenses 1,029,550 1,133,429 (103,879) (9.2) Interest income, net 2,648,016 2,534,904 113,112 4.5 Fees and services income
quarter of 2019, Baht appreciated with the average exchange rate of 31.62 THB/USD, compared to 32.81 THB/USD in the previous quarter. The Monetary Policy Committee (MPC) maintained the policy interest rate
specfic title with clearly specified maturity year; (2) the interest rate is fixed or floating rates according to the interest rates of financial institution or any other interest rate; (3) the total
increased Baht 4.16 Million or increased 16.34% when compared to the same period of 2017. The mainly increasing reasons was the quantity of sales. 4. Lost on Exchange rate was Baht 3.78 million, which was
THB 109 million due to the lower occupancy rate. Other income decreased by THB 5 million. Gross profit margin declined from 25.9% to 25.4% due to rental and service business gross profit decreased by
declined from 63.48% to 58.46% mainly because the Company had adjusted the premium rate and condition of some non-motor policies. The overall loss ratio therefore was in decline. 2. Net investment revenue
to the profit of 23.44 million baht) due to an impact from fluctuation of exchange rate, However the company tried to reduce financial risk by hedging against forward exchange contracts. 4. The
baht (from 14.37 million baht in 2016 to 25.24 million baht in 2017) due to an impact from fluctuation of exchange rate, However the company tried to reduce financial risk by hedging against forward