processes in the capital market to work more effectively, decrease the cost in accessibility or the  operation of each market participant in each sector also be transparent and able to be inspected, and

accessibility. A concerted effort was also directed towards elevating investor awareness and education in the realm of bond investment. The overarching aim was to strengthen the credibility of the Thai bond

non-financial industries such as energy, arts, entertainment or sports whereby various assets are converted into digital tokens to enhance transaction efficiency and consumer accessibility. Regulators

aims to raise public awareness in personal finance, retirement savings, accessibility to suitable financial products and services and investor right and protection. The 14 alliances include the SEC, the

. • Gross profit margin in Q1/2022 was 60.6%, increased from 58.7% in Q1/2021, mainly due to the higher proportion of sales from dessert café, which have higher margin than food delivery and take-home

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

three major loan products. In detail: (1) K-Home Loan: To improve our customers’ access to loans, we extended repayment period for K-Home Loan for Multi Purpose to 30 years in order to cut their monthly

Derivative Warrants | HAIERS28C2301A | DERIVATIVE CALL WARRANTS ON HAIER SMART HOME COMPANY LIMITED (H SHARES)(6690) ISSUED BY MACQUARIE SECURITIES (THAILAND) LIMITED LAST TRADING IN JANUARY 2023 # A

Derivative Warrants | HAIE28C2210A | DERIVATIVE CALL WARRANTS ON HAIER SMART HOME COMPANY LIMITED (H SHARES)(6690) ISSUED BY MACQUARIE SECURITIES (THAILAND) LIMITED LAST TRADING IN OCTOBER 2022 # A

Derivative Warrants | HAIE28C2206A | DERIVATIVE CALL WARRANTS ON HAIER SMART HOME COMPANY LIMITED (H SHARES)(6690) ISSUED BY MACQUARIE SECURITIES (THAILAND) LIMITED LAST TRADING IN JUNE 2022 # A