their concern on ability to manage liquidity and debt-servicing ability of households and businesses. Although the deterioration in credit quality affected profitability, Thai commercial banking system

) (25.8) EBIT Ratio (ร้อยละ) 4.3 12.8 (8.5) EBITDA Ratio (ร้อยละ) 16.3 17.3 (1.0) Remarks (1) Comprises of total revenue net dividend income, gain on foreign exchange, interest income and non-operating

กับเงินกองทุนด้วย โดยให้เป็นการนำส่งผ่านระบบ One For All Reporting System (“OFAR”) จากเดิมที ่กำหนด ให้นำส่งในรูปของจดหมายอิเล็กทรอนิกส์ (อีเมล) นอกจากนี้ สำนักงาน ก.ล.ต. ได้ปรับปรุงระเบียบ วิธีปฏิบัติ

from OKEA’s initial public offering, and also THB 82 million gain on foreign exchange forward contract, whereas, this quarter the gain on foreign exchange forward contract was only THB 1 million

% -22% Gain (loss) from crude and product oil price hedging contract 1 46 (73) N/A -259% Gain (loss) from foreign currency forward contracts 37 17 - N/A N/A Gain (loss) on foreign exchange 271 227 172 -37

economic and the slowdown of private investment which depending on Baht exchange rate and government policies. 3. WATER SITUATION As of 1 November 2019, the water supply situation in Chonburi and Rayong were

1 (Translation) MD. 108/2017 Aug 7, 2017 Re: Management Discussion and Analysis For the Operating Results ended June, 2017 To: President The Stock Exchange of Thailand Management Discussion and

and margin. • Review new system and reporting platform to improve visibility and analysis across all categories and consolidate the planning and open-to-buy process. • Review of private label

approval from the Office of the Securities and Exchange Commission (SEC) and the conversion process of CPNRF into CPNREIT is expected to be completed by the end of 2017. Central Pattana Public Company

1 (Translation) MD. 182 /2017 Nov 8 , 2017 Re: Management Discussion and Analysis For the Operating Results ended September, 2017 To: President The Stock Exchange of Thailand Management Discussion