of 2019. 4. Net Profit For the 3 month-period ended September 30, 2019, the Company financial statement represents net profit in the amount of 4.91 million baht or considered as net profit margin of

of Interest a) Mr. Hsu, Shen-Hsiung Chairman of XYZ-Suzhou b) Mr. Yu, Shih-Tung Director of XYZ-Suzhou 8. Comments of directors on the validity of the transaction The Board of Directors considered that

considered from the debt collection rates of Q1/2018. It was due to J FinTech has improved its receivables collection team and concentrated upon the process of debt collection. Debt Collection Rates

considered that credit rating arrangement is not needed. Clause 28 The approved foreign entitty shall submit an application with the Thai Bond Market Association for registration of bonds offered for sale

undertaken in the past six months which is equal to 0.63% which results in the total disposed assets amounted to 29.47% in total, such transaction then is considered an disposition of assets, class 2

expansion is still subjected to the rising cost of living, in which the inflation rate in 4Q/2022 reached 5.8%, the household debt ratio is considered high amid the increasing trend of interest burden but

able to increase the number of customers to achieve the revenue targeted. The Company considered that such effect may result from the lack of strategic planning and marketing operational plan. Especially

increase the number of customers to achieve the revenue targeted. The Company considered that such effect may result from the lack of strategic planning and marketing operational plan. Especially, there was

purchase ordered. In addition, the Company still had scrap steel left and they may be considered misappropriate, fraud or stolen approximately THB 300 Million, which was under the investigation process of

over CAZ. The transaction is considered the disposition of assets in accordance with the Notification of the Capital Market Supervisory Board No. Tor Chor 20/2551 re: Rules on Entering into Materials