conflicts of interest or a lack of independence is common at a CRA and hidden from investors, overall investor confidence in the transparency and integrity of a market can be harmed. CRAs also have
down in line with the expansion of overall economy. Consumer loan expanded at a slower rate, partly due to fund raising by issuing debentures to perform loan repayments by business sector. Besides, the
company’s overall standing. 8.2 Price Dilution Given that the company has not yet determined the price of the new shares, the company will inform the market of such effects in the future. 8.3 Control Dilution
credit demand and the economic volatility caused by Covid-19. V2 27/08/63 3 Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2
L P E R F O R M A N C E F U T U R E O U T LO O K E X E C U T IV E S U M M A R Y 4 Q3/2019 Overall Operating Results* Q3/18 Q2/19 Q3/19 Change +/- 9M/18 9M/19 Change +/- (THB million) % YoY % QoQ % YoY
the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Net profit * 9,438 9,347 9,030
overall observations that the Audit Committee has found during the performance of its duties according to the Charter of the Audit Committee. Other reports which should be acknowledged by the shareholders