-leasing and credit card loans, but declined in housing loans in line with the sluggish real-estate market. Financial institutions expect that demand for business and household credit will increase

in line with income from investments, an increase in net premiums earned - net, and revenue from capital market products. Nonetheless, given one extraordinary item – an increase in retirement reserves

electricity. Demand for consumer loans is likely to increase for auto-leasing, credit cards and other personal loans, while demand for housing loans is expected to decline. Moreover, commercial banks have

, financial institutions expect demand for business and household credit to increase in line with continued economic growth. V2 13/11/61 17:55 น. 2 Competition for deposits is expected to be mild, considering

expected to increase further, following the acceleration in the disbursement on infrastructure projects. In addition, the development of the Eastern Economic Corridor (EEC) projects has been progressing

policies of major countries and the Baht’s ongoing appreciation. However, the Thai economy has been supported by the expansion of private consumption, due to an increase in auto sales in the first half of

increase from the end of last year and will continue to grow. As a result, commercial banks will have to set aside substantial provisions to accommodate the uncertainties caused by the Covid-19 pandemic. The

service income increased 3.3% q-on-q from Baht 9,933 million in Q4’2018 to Baht 10,257 million in Q1’2019 primarily due to an increase of volume and selling price of electricity and steam and the SPP1

) full year operation of 3 SPP projects (ABPR3, ABPR4 and ABPR5 which started commercial operation in 2018) and 4) the electricity tariff increase during 2019. EBITDA • EBITDA increased 24.9% y-on-y in

sector on export competitiveness. However, the tourism sector continued to expand mainly thanks to an increase in the number of tourists of most nationalities; especially tourists from China, India, and