declined. The improvement in credit demand also came from the government’s measures to provide loans to small and medium sized enterprises (SME) as well as loan interest rate cuts. However, loan demand for

business operations. Other challenges also lie in the fast-changing technology which will provide consumers with increased alternatives in conducting financial transactions. 1.3 Regulatory Changes

areas such as Digital and Business Continuity to provide best in class support to our business segments. Our recent leadership re-organization, 16 distinct business verticals within 3 business segments

28, 2017. Covering networks nationwide, the Company has 110 branches, 468 ATMs, and over 17,500 member dealers to provide quality financial services to AEON cardholders. Operating Results Revenues In

cloud services of National Telecommunications Public Company Limited, the Project to procure an application management system and automated platform of the Social Security Office, the Project to provide

to incorporate ESG into their business for sustainability and disclose ESG-related activities. To do so, we organise knowledge sharing sessions, provide handbooks and guidelines, and carry out

1 (-Translation-) Ref. No. IRS.025/2019 October 31, 2019 Subject Acquisition of Shares in Hello Bangkok LED Co, Ltd., which is an Assets Acquisition Transaction of the Company, Issuance and Offering of the Newly Issued Ordinary Shares of the Company through a Private Placement which is a Connected Transaction, Capital Reduction, Capital Increase, Entering into the Right to Sell Advertising Media Agreement which is a Connected Transaction, Appointment of the Independent Financial Advisor and Call...

in its practice of investment management. It should employ knowledge, ability and skills as a profession in management of investment under different situation, for instance: (1) Employment of personal

company should observe the duty of care in its practice of investment management. It should employ knowledge, ability and skills as a profession in management of investment under different situation, for

in 1Q18. First was the acquisition of CS Loxinfo (CSL), totaling Bt3.4bn, which will provide synergy for AIS to strongly penetrate the enterprise market. Second was the investment in the Rabbit- LINE