business operation and has the duty to convey the goals under the missions, strategies, policies, and operating plan at the enterprise level to the information technology-related goals under the supervision

adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.96 percent, with a Tier 1 capital ratio of 16.50 percent. Being aligned with our

Competitive Environment Mobile market in 1Q19 continued to face pricing pressure. Although competition in postpaid segment has improved with most of low-tier fixed-speed unlimited plans discontinued, several

from marketing of the new clients at the end of , KT Medical Services Co., Ltd. provides health care facilities for patients with end-stage chronic kidney disease who receive replacement therapy with

facilities for patients with end-stage chronic kidney disease who receive replacement therapy with dialysis kidneys (Dialysis center). In 2016, the KT Medical Services Dialysis Center (The 1 st branch

for users. Given an early stage of 5G technology, there are currently 16 models of 5G device with starting price over Bt10,000. Hence, adoption rate is expected to be limited this year. We continued to

. The project was well received by our customers as the Company expected. However, it came to the Company that quantifying size of economic slowdown from COVID-19 at this stage will be highly uncertain

a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the

and 0.5% QoQ. Marketing expenses remained at 5.5% of total revenue, same level both YoY and QoQ. Underpinned by localized promotional campaigns, the decline in prepaid subscriber has slowed down, while

revenue from sales and services increased by Baht 67.12 million from the same quarter in last year. And state policies that focus on the distribution of the economy to the community level to increase the