(THIS REPORT DISCUSSES PRINCIPAL CHANGES IN THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

Discussion and Analysis (MD&A) Consolidated Financial Results: 1Q20 Major Events Performance Business Plan Document Quick Link Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A

Capital Market Supervisory Board or the Office of Securities and Exchange Commission have suggested investment in the offered securities; nor contain any assurance in relation to the value or returns on the

ended September 30, 2019. Such financial statements comprise of the consolidated financial statements and the separate financial statements as compared with the financial statements for first 9 months of

and airport 5 ASIA’S BOUTIQUE AIRLINE businesses, it operates airport related businesses which include passenger and ramp services, catering services and international cargo. Consolidated financial

14 March 2019. Consequently, the company has consolidated GLOW’s operating results for 18 days after the acquisition into the consolidated financial statements of the company. For the preparation of

-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable

program until the 15th January 2020, the total cumulative number of shares repurchased was 19.238 million shares, the total value of shares repurchased was approximately THB 505 million which is equal to 1

Thailand’s minimum capital requirements. Shareholders’ equity attributable to owners of the Bank as of June 30, 2018, amounted to Baht 399.9 billion. The book value per share was Baht 209.47. Operating Income

the submission of the Tender Offer, the Business has only one type of securities, which is in the form of ordinary shares, with a total of 1,462,865,035 paid-up shares, at the par value of THB 10 per