used in its business operation of One Sukhumvit 59. The Company plan for the investment in the real estate development project of the hotel and serviced apartment. In this regard, such transaction

44,283 23.0 8.1 Real Estate Development 23,782 11.7 21,276 11.0 11.8 SMEs loan 24,086 11.8 23,007 11.9 4.7 Corporate Lending 20,196 9.9 15,807 8.2 27.8 Special Asset Management loan 604 0.3 607 0.3 (0.4

9.0 Housing loan 13,051 6.4 11,252 5.8 16.0 Commercial Lending 47,868 23.5 44,283 23.0 8.1 Real Estate Development 23,782 11.7 21,276 11.0 11.8 SMEs loan 24,086 11.8 23,007 11.9 4.7 Corporate Lending

loans, real estate development loans and housing loans while hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19

area and also from the decline in construction material sales in line with the slowed down in the real estate sector. Additionally, investment in machinery and equipment also contracted as exhibited by

from the decline in construction material sales in line with the slowed down in the real estate sector. Additionally, investment in machinery and equipment also contracted as exhibited by the decline in

Lending 6,075 63.0 13.7 6,721 67.4 16.3 Real Estate Development 4,558 47.2 21.4 5,248 52.6 27.2 SMEs loan 1,518 15.7 6.6 1,473 14.8 6.7 Corporate Lending 0 0.0 0.0 0 0.0 0.0 Special Asset Management loan

67.4 16.3 Real Estate Development 4,558 47.2 21.4 5,248 52.6 27.2 SMEs loan 1,518 15.7 6.6 1,473 14.8 6.7 Corporate Lending 0 0.0 0.0 0 0.0 0.0 Special Asset Management loan 587 6.1 96.7 645 6.5 97.0

, which decreased by 9.0% and 11.1%, respectively, from the same period of previous year. The main reason was due to the asset monetization to WHA Premium Growth Freehold and Leasehold Real Estate

million baht Increase from 2019 791.1 million baht or 34.2%. This is due to the increase in Investment Properties, which is the value of real estate that the Company provides for rental space such as