decrease in expected credit loss was mainly from additional provision in the previous quarter in accordance with the new Financial Reporting Standards (TFRS 9) coupled with provision for future impact of

2019, AIS adopted Thai Financial Reporting Standards (TFRS) 15 regarding revenue from contracts with customers. The standard affects accounting of handset campaigns with price plan contract. This

adopted Thai Financial Reporting Standards (TFRS) 15, Revenue from Contracts with Customers. The standard affects the accounting of handset campaigns which are contracted with price plans. Prior to 2019

(59.8%) N.A. (>100) (1.3) 15.7 N.A. (>100) Change The Group has implemented financial reporting standards related to financial instruments (TFRS9) since 1 January 2020 and recognized gain or loss on

from the recognition of interest expenses from the adoption of Thai Financial Reporting Standards 16 Leases (TFRS 16). The Company has no interest-bearing debt. Unit: THB Million Net Profit Net Profit

. Last but not least, preparation for the International Financial Reporting Standards (IFRS9) and the Basel III capital requirements will also affect business adjustments of commercial banks in terms of

LIMITED 4 FINANCIAL POSITION From 1 January 2020, the Company has adopted the Thai Financial Reporting Standards (TFRS) 16 – Leases for its financial statement reporting for the first time. Under this new

should be prepared for other regulatory changes including the Basel III capital requirements and the International Financial Reporting Standards (IFRS9), which will come into effect in 2020. 1.3

/Financial information of SUTG shown its financial status as of December 31, 2018 and the income statement for the same period is prepared in accordance with the Financial Reporting Standard for a Publicly

capital requirements in 2019, and preparations for International Financial Reporting Standards (IFRS9), as well as development of digital platform to help expand customer base and income from financial